SCAMORAMA

Thomas David aka Tummy Divot

From thomasdavidloans@infotech.com

Greetings To You,

This is to notify you that Mr.Thomas David is currently offering loan to those who are in need of a loan, We offer loan at low rate 0f 3% and with no credit check. Getting a legitimate loan has always been a huge problem to clients who have financially in needs. Mr Daniel Jack has been accredited by the lender's council to give out loans to local and international clients. We have been given the privilege to meet your financial needs.The issue of credit shouldn't stop you from getting the loan that you need and have made that difference in the lending industry. We give out loan ranging from $5, 000.00 to maximum $2million to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills, to invest on business etc. Services Rendered include:

**Refinance
*Home Improvement
**Investment Loan
*Debt Consolidation
*Business Loans
*Personal Loans
*International Loans.
Upon Response, below is Loan application form
(No credit check, 100% Guaranteed!)
1. Full Name..........
2. Address..........
3. Country...........
4. State................
5. Occupation..........
6. Mobile Number..........
7. Age......................
8. Purpose of loan..........
9. Marital Status...........
10. Sex......................
11. Amount Needed............
12. Loan Duration................
13.Have you apply before..........
12.Monthly Income.................

In acknowledgment to these details, I will send you a well calculated Terms and Condition for the amount you require.

Thanks,
Mr.Thomas David
Email:Thomasdavidloans@gmail.com
thomasdavidloans@rocketmail.com

Turned out this e-mail address was rapidly disabled by whoever is in control of these things at infotech, but fortunately Tommy had included details of two more e-mail addresses. That's great foresight, no ? A lot of the spam I get seems to have this feature.

Thomas David aka Tummy Divot

May 8th, (via Rocketmail)

What is it with Initial Caps ? Do they think it makes their messages look more business like ?

Hello Mr.Ryan Please Let MeKnow If You Are Still Interested In The Loan Offer So I Can Forward The Money To THe Bank Please Kindly Fill Form Below If You Still Interested To Notify The Amount You Want.

1. Full Name..........
2. Address..........
3. Country...........
4. State................
5. Occupation..........
6. Mobile Number..........
7. Age......................
8. Purpose of loan..........
9. Marital Status...........
10. Sex......................
11. Amount Needed............
12. Loan Duration................
13.Have you apply before..........
12.Monthly Income.................

Thanks
Mr.Thomas David
GMD

Nigel Ryan-Schama

May 8th

Hey Tommy thanks for your mail. I'm also getting mail from thomasdavid at rocketmail - is that you as well ? I'm getting confused !!!

Anyway, here goes with your form

1. Full Name...Nigel Ryan-Schama

2. Address.......4800 Pacific Heights Boulevard, Seattle, USA [A made up address . there is no PHB in Seattle. There does appear to be one in San Diego, but it doesn't have a #4800, according to Google. Tummy could have Googled this too but he.s obviously too stupid or lazy]

3. Country.......USA

4. State................Washington

5. Occupation......Currently between jobs

6. Mobile Number..........Currently between mobiles, I expect to get a new one next week

7. Age..................74

8. Purpose of loan......paying off other loans, paying off mortgage, alimony, paying off local mobsters, paying off overdraft, paying off the Chicago mob, and to leave some loose change for miscellaneous debts

9. Marital Status.......Single (divorced)

10. Sex......................Male

11. Amount Needed.....Would $1 million USD be OK ?

12. Loan Duration...........40 years

13.Have you apply before...Not to you, but I have applied to other people, I guess that's kinda why I'm in the mess I'm in.

12.Monthly Income...........Varies, hard to say what a typical month would be.

Please get my loan to me asap.

Kindest regards
Nigel Ryan-Schama

Thomas David aka Tummy Divot

May 9th (via Gmail)

Hello Once Again Mr.Ryan Schama Thanks For Your Swift Reply I Am Willing To Give You The 1 Million USD But Would Like You To Chose The Way You Want Your Money To Be Transferred To You Is It Bank Transfer

Or Courrier Service.Yes The Mail You Received From Rocketmail Is Mine. Bank Transfer Means You Will Have To Give Me Your Account Details So I will Forward The Money To The Bank And The Money Will Be Transferred

To Your Account Courrier Service Means I wIll Be Sending You Your Money Through Western Union Or Money Gram

Please Choose Any Of These Options So I Can Transfer Your Money To You ASAP NOTE We Deal With Serious Individual

Thanks
Mr.Thomas David
GMD

Thomas David aka Tummy Divot

May 11th (via gmail)

Hello Mr.Ryan,

I am in receipt of your email. I will be able to offer you the loan of $1000,000.00 I have stated the terms of the loan below for you to see and tell me if you are in agreement with the loan terms or not.

*Loan Amount:$1 million USD
*Loan Rate :5%
*Duration: 40years
*Loan Interest;$500USD
*Number of Payments:480
*Cumulative Payments:$2,314,539.50
*MonthlyPayment:$4,821.97USD
*Total Payment: $1,314,539.50USD

CONDITION
There are two option which you are required to choose from which is the collaterals and non collateral loans

1. Collaterals Process: I usually require an equity based property as collateral for my loan aquisition. You need to send me a collateral for this loan so that i may have the trust that as soon as i give you this loan, you will pay back at the need of the terms. I do not accept any other property type or kind due to the fact that some of our customers have missed used this oppotunity. They some times claim to have properties and send us copies of ownership, and when they are not able to pay back the loan and i want to claim these properties i then find out that the properties belong to their family.The family will then say they did not attest to the transaction at first so please you have to make sure that the collaterals you are dropping belongs to you and not your family.

Non Collaterals Process: This process required deposited of payment. For the loan of $10,000.00 you are entitled to send a payment of $350 so that if you are unable to pay back the loan,your collaral will be claim and you will be placed on the media house by the bank as most wanted person which will destroy your family names plus yours. If you pay back the loan,your payment will be returned back to you. One thing about this alternative option is that it is a Non-collateral/security obtained from banks here which is popularly known as bank securities. When you obtain this non-collateral/security, it actually yield value which will eventually be equivalent to the loan you are obtaining during the stipulated duration of the loan. When you are unable to pay back the issuing Bank take the non-collateral which has yielded value as substitute for the loan.

I will issue out your loan to the transfering bank immediately the collateral is provided or the non collateral for the loan is acquired from the bank. Because of the risk and expenses when collarals are presented, So this is why i personally will always advice that our customers should simply go for the non collateral alternative when they do not have an equity based property to present as colleral.But if you still insist that you present an quity based property then that will be ok with us.

2. Transfer Of Your Loan: Bank to Bank Transfer : The transfer of the loan must be a bank to bank transfer,Western union/Money gram money transfer,or courier services except otherwise stated by the borrower which means, you will have to provide the means which you want your loan transfer to you.

3. Loan agreement document:The Loan agreement document need to be signed to trust some guarntee of you to me that i can trust you. Remember that is a large some of amount which is needed by you.

4. Loan refund:The loan must refunded back to the lender at the end of the tenure the loan seeker is seeking the loan for without any delay.for this reason, for this reason,we are giving a maximum duration of five years to the loan seeker so that he /she will be able to repay the loan within that period.

And note that you will have to send me a copy of your identity card so that i may know who i am dealing with.

Considering the above conditions if they are acceptable to you,you have to give me a fast response.

Have a nice day
Mr.Thomas David
GMD

Nigel Ryan-Schama

May 12th

Tommy, great to hear from you again. But I sure was confused by your last message. First off, who is Mr Ryan ? My name is Nigel Ryan-Schama. Call me Nigel if you like, or Mr Ryan-Schama. But Mr Ryan is some other dude. Got that ?

OK let's move on. How the hell can the loan interest on a million bucks be $500USD ? Surely you have made a mistake here.

And how can the Cumulative payments come to 2.314 million bucks, but the total payments come to only 1.314 million bucks ? Something seriously wrong here.

Can you give me a formal, properly printed statement of these financial details please as I think you must be making mistakes when you type them into e-mail.

As for the "Collaterals Process" versus "Non-Collaterals Process" , I'm afraid you have lost me. I know what COLATERAL means, but then you go on to talk about COLLERAL and CHOLERA. What the hell are they ?

Timmy, please write carefully. I do have property that I would be willing to put up as colateral for this loan. But you need to explain the Collaterals Process and Non-Collaterals Process much more clearly, AND more briefly please. I'm really keen to get moving on this immediately. And without any delay whatsoever.

Kindest regards
Nigel Ryan-Schama

Thomas David aka Tummy Divot

May 12th (via gmail)

Hello once again Mr. Nigel Ryan-Schama,

I am very sorry for my mistakes like you pointed out. Please do not get confused I was only trying to explain to you but I never discovered that there are some mistakes while typing the message please excuse me for the mistakes. Secondly, sorry for mispronouncing your names. Regarding the loan interest I made very big mistake I wanted to inform you that the interest of the one million dollars ($1,000,000.00) is Fifty Thousand Dollars ($50,000) regarding the collateral process, I meant that if you are going to have the ($1,000,000.00) you must present a valued property stand for collateral, on the other hand, you can pay $350 for non collateral.

I wish to inform you that if you are really interested we must obtain agreement and witness document from the Benin republic high court of Justice signed by the chief Judge/ magistrate and the cost of the two mentioned documents is $1,500 so if you are really interested having the loan then you must obtain those document with the amount stated because a copy must send to you after obtaining for perusal and record to enable you know that I am very sure and willing to loan you the needed amount since you will pay back in due time so if you can offset

the fee of the documents we can continue the process because without the agreement and Witness documents can not release my money you simply because I am afraid based on what I passed through by the bad individual who loaned from me and ran away with no trace.

I am very sorry if this message is not suitable for you but I must be sincere with you based on our friendship because friend is a gift and I wish to maintain our friendship if you can reach compromise with me by obtaining the vital documents because my strong assurance to you is that once you obtain the documents you and I will have copies of the documents and after legalization of the documents by the high court, I will release the ($1, 000,000.00) to the a reliable bank for bank to bank wire international transfer into your designated bank account.

Please read and understand this message in the approved manner. Thanks for your understanding and maturity applied!

Yours Faithfully
Mr. Thomas David (GMD)

Thomas David aka Tummy Divot

May 16th

Dear Friend,

I am very happy dealing with you because you are intelligent and truthful man. However, I do not panic but I need seriousness when neccesary. of course, you have the 3% loan interest. I can as well over look the collateral because of your sincerity. Therefore, I will advise you offset the documentation fee of the $1,500 from Benin republic high court of Justice. The two documents will be obtained and legalized properly after that I will release the $1m dollars to the bank for bank to bank wire international transfer. accurate amount of interest of 3% is $30,000 but I dont want to delay because time is not our friend.

Once you pay the documentation fee of the $1500 I will advise my personal lawyer to get the documents ready within 24hours and you will have the loan amicably! waiting to have your comment and if you are willing to send the document fee informe at once so that I will furnish you my personal lawyer information so that you can send the $1500 to him directly since is the one to get the neccesary loans giving documents on your behalf for witness and evidence purpose.

Thanks for your understanding and cooperation!

Mr. Thomas David
GMD

Nigel Ryan-Schama

May 16th

Timmy, thanks for your mail. I must admit, I am totally confused now. I want to get the loan sorted out immediately, and I'm delighted that I can get it at 3%.

But I just don't understand the things you say. I asked you about some weird phrases in your last message, and you haven't answered that. Why are you overlooking the colateral ? I told you, I'm working on that. What does "...offset the documentation fee..." mean ? Does it mean pay it ? Ignore it ? Have it deducted from the loan ?

PLEASE PLEASE PLEASE explain clearly what you mean. Please answer these questions, AND the one in my last mail. In the meantime, please send me your application form. Please also send me your lawyer's contact details so that we can get started on that. And please can you tell me a little bit more about your organisation as I am not familiar with it. Tummy, I need answers on all of these before I can proceed. And I want to proceed straightaway.

Kindest regards
Nigel Ryan-Schama

Thomas David aka Tummy Divot

May 17th

Hello my dear Friend,

I received your message with its contents. Therefore, I will take you by your words.

Your word: I must admit, I am totally confused now.
My Response: Please do not get confused because I am making my explanation clearly.

Your word: I want to get the loan sorted out immediately,
My Response: yes, it is my wish you receive the loan even today so that I can do other things

Your word: and I'm delighted that I can get it at 3%.
My Response: I am trustworthy man that believes not in much profit, so the 3% is sufficient for me.

Your word: I asked you about some weird phrase in your last message,
My Response: please kindly remind me the weird phrases in your last message for proper answer

Your word: Why are you overlooking the colateral ?
My Response: why I overlooked the collateral is because I have trusted and have confident on you

Your word: What does "...offset the documentation fee..." mean? Does it mean pay it? Ignore it? Have it deducted from the loan?
My Response: you must pay documentation fee of $1500 earlier than getting the loan for legality

Your word: In the meantime, please send me your application form
My response: my lawyer will send you the application form with other documents

Your word: Please also send me your lawyer's contact details so that we can get started on that.
My response: on condition that you will pay the document fee of $1500 then I will furnish you my lawyer contact details to get started with him.

Your word: And please can you tell me a little bit more about your organization as I am not familiar with it.
My Response: BLESSED LOAN COMPANY, We are a fully registered and certified loan firm based in Benin Republic and London we offers secured and unsecured loans to individuals and companies at interest rate of 3% for long and short term loans.

Your word: I need answers on all of these before I can proceed. And I want to proceed straightaway.
My Response: I have given you my truthful answers; I await your immediate response to proceed and if you don't mind you can call me on this number for oral discussion. +22967608670

Thanks
Mr. Thomas David
GMD

Nigel Ryan-Schama

May 17th

Thanks Tummy.

I asked you "what does 'I need your mature applied' mean ?" You said this in one of your earlier messages, I just looked it up. Don't you have this message in your archives ? How can you run a successful loans and finance company if you don't keep clients' correspondence on file ?

As for offsetting the fee, OK I understand, you want me to pay it. Fine. So why not just say "please pay the fee" instead of "...offset the documentation fee..." ? You need to be totally clear about all this stuff. So how do I pay the fee ? And do I still have the option to put up some property as colateral ? That's what I meant when I said I was still working on the colateral. I'm still interested in doing that.

So you're with the Blessed Loan Company, that's great. Do they have a website ? I tried Googling them but couldn't find them.

I tried calling you on that number a coupla times but each time I got some woman who does not speak English, I don't know what language she speaks but it's not one I'm familiar with. Is that your secretary ? She seems very angry. I would sack her if one of my staff spoke to clients like that.

Please get back to me straight away, time is not on our side my friend.

Kindest regards
Nigel Ryan-Schama

Thomas David aka Tummy Divot

May 18th

Dear Friend,
I wish to inform you that I am not from English speaking country but French speaking, the name of my country is REPUBLIC OF BENIN. Therefore, don't expect me to speak perfect English like yourself; I will plead on you to take it easy with me because I might be offending you by my English speaking and writing. I wish to take you by your comments.

Your Word; I asked you "what does 'I need your mature applied' mean?"You said this in one of your earlier messages, I just looked it up.
My response: yes you are right I said it in my most recent message and what I meant is that I need you to play maturity in this project because such dealing required maturity and understanding.

Your word: Don't you have this message in your archives? How can yourun a successful loans and finance company if you don't keep clients'correspondence on file?
My response: Of course, all our entire letters is in my archives because it is mandatory each company have their certified file and record of which my company has such remembrance files and records.

Your word: As for offsetting the fee, OK I understand, you want me to pay it. Fine. So why not just say "please pay the fee" instead of "...offset the documentation fee?
My response: I.m very sorry using confusing word, offset the documentation fee! Please, you will pay the fee for documents.

Your word: You need to be totally clear about all this stuff. So how do I pay the fee?
My response: like I said earlier that the fee will be send to our company lawyer to get the documents on your behalf. For that reason, I advise you contact our aXccredited lawyer to enable him direct you on how you can pay the fee immediately. Below here are the lawyer contact details;
Name: Barr. Bill Michael (ESQ)
E-mail: billmichael@blumail.org
Phone : +22968287414

Your word: And do I still have the option to put up some property as collateral? That's what I meant when I said I was still working on the collateral. I'm still interested in doing that.
My response: I said you should forget about the collateral simply because the documents will cover the entire information of yours for trace for fear that you could not pay back the loan in due season. On the other hand, if you are willing to present collateral it will be also accepted by us!

Your word: So you're with the Blessed Loan Company, that's great. Do they have a website? I tried goggling them but couldn't find them.
My response: yes I am with Blessed Loan Company, why goggling our company at Google? it can never appear there because it is financial setup company and must not exposed to the whole world to be known or seen, also I believed that companies, offices and organization that was found at Google is not legitimate only forged. Nice try!

Your word: I tried calling you on that number a coupla times but each time I got some woman who does not speak English, I don't know what language she speaks but it's not one I'm familiar with. Is that your secretary? She seems very angry. I would sack her if one of my staff spoke to clients like that.
My response: I guess you miss dialed the number I gave you because I am in position to pick clients calls, no woman is permitted to pick clients international calls, besides, my secretary is a man not woman so I advise you crosschecked the number again to know where you make the mistake by calling the wrong person.

Here is the number I gave you initially check it very well +22967608670 Conclusively, I advise you use the herein this message listed information and contact the lawyer so that he can direct you the way you should send the $1500 to him for the obtaining the vital loans presentation documents on your behalf with your names. As soon as you reach the lawyer negotiate with him and inform me at once!

Thanks
Mr. Thomas David
GMD

Nigel Ryan-Schama

May 20th

Tummy, thanks so much for your mail. I understand what you are saying about being French speaking, not English. Please be assured that I am not offended by any mistakes you make. But I AM OFTEN CONFUSED by what you say. I'm sorry, but that's just the way it is. If you write gibberish, I promise I won't be offended, but I WILL BE CONFUSED !!! I'm afraid I can't speak French either, so that's not a solution. Timmy, are you able to use professional translation services to translate your messages into crystal clear English ? Clarity is so important in business such as ours, don't you agree ?

Thanks for your lawyer's details, I will send him an e-mail as soon as I finish sending this one to you.

On the colateral, I AM willing to put up some colateral. Or, maybe I should pay the non-colateral fee. I just don't know which is best. Please advise me.

You asked why I was goggling your company. I wasn't, I was GOOGLING your company. Big difference. I was doing it because I want to find out more about your company. If they don't have a website, fine, not everybody trades that way, but I would still expect to find websites that talk about your company, such as Finance blogs, International Loan forums, and the like. Please refer me to some. I am active in some of these forums and would be happy to write a great review of the Blessed boys, once this transaction is complete. If you think that everyone found at Google is forged, then I can assure you my friend, you are mistaken. For example, if you Google the Ford Motor Company, you will find not just Ford's website, but many other websites that mention Ford. It's not sinister, it's not fake, it's just the way the world of the internet works. I can appreciate that in darkest Benin you may not be too familiar with how the internet works, but rest assured my friend, the modalities of the internet are 100% legitimate and risk free.

With regard to the phone number, please don't be so rude as to "guess" that I misdialled. I did not misdial. I dialled correctly. I ALWAYS dial correctly. I NEVER misdial, got that ? Please do not dare to suggest that I would misdial again, and we shall remain friends. I dialled again a few minutes ago, and got the same woman again. She is still very angry, and still not speaking English. I don't think she is speaking French either. I think I may have woken her up. What time zone are you in there ? I dialled again a few minutes later and got the same woman, she shouted at me again and then some guy came on, and he shouted at me too, then hung up. Was that you ? I can't believe it was. I'm not ringing that number again. Do you have a different number I can get you on ?

Now, on to business. I know we've agreed the main loan of $1million us bucks, and we're just sorting out the formalities. In my first e-mail to you, I think I told you about all the people chasing me for money. I have an urgent requirement to pay off the Chicago mob to the tune of $4,190. Can you forward this to my barrister, Mr Mykwile Amzizadique, immediately please while we're sorting out the rest of the deal ? I will have him contact you.

Kindest regards
Nigel Ryan-Schama

Bill Michael

Enter the 'Barrister' !

May 21st, Bill Michael to NRS

Attention.

Sir Nigel Ryan-Schama, Sequel to your email concerning dealing with my client Mr. Thomas David of Blessed Loan Company in Benin Republic. Actually, Mr. Thomas David is legitimate, I am his personal attorney and I have worked with him for the past 8 years and my soul cherish him to the last because he is straightforward and liable man, in fact he is best of my clients. It is true that Mr. Thomas, don't speak English too good because his country is French speaking country. Of course, I can never-ever break attorney/client why should I do such thing?

I was made to understand by my client that there are two vital documents required before getting the loans from Blessed Loan Company. Prior to my enquires from the high court here in Benin Republic, In view of above and from my inquiries, the said documents cost the sum of $1500 for authentication of the power of attorney, $650 for swearing of the affidavit of oath at the High Court of Justice before it becomes valid, $100 for notary stamping at the notary office (before it will go out from Benin Republic here) and my legal processing fee of $370 total ($2,620 only) to get everything done.

YOU HAVE TO TRANSFER THIS MONEY TODAY THROUGH WESTERN UNION MONEY TRANSFER OR MONEY GRAM WITH NAME OF MY PERSONAL ASSISTANT AS STATED BELOW:

EXPECTED AMOUNT ............ $2,620
RECEIVERS NAME............. CELESTINE ONYEKA AGBASIERE
RECEIVERS COUNTRY ...................BENIN REPUBLIC
RECEIVERS CITY...........................COTONOU
TEXT QUESTION...........................HONEST
TEXT ANSWER................................TRUST

MAKE SURE YOU INFORM ME IMMEDIATELY YOU TRANSFER THE MONEY TODAY VIA SENDING THE MONEY TRANSFER VITAL INFORMATION SUCH AS MTCN ETC, SO WE CAN START THE PREPARATION OF THE DOCUMENTS (WHICH WILL BE READY BY THE NEXT TWO WORKING DAYS).

NOTE :( WE RECEIVE PAYMENT BEFORE RENDERING SERVICES) MY PRIORITY IS TO RENDER THE BEST SERVICES TO MY CLIENTS.

Yours sincerely in service,
Barr. Bill Michael (ESQ)
Office tel :( +229-682-874-14)

Barrister Mykwile Amzizadique

Enter Nigel's imaginary rival scammer!

May 21st, to Tummy Divot

[This bounced back initially - some problem with Tummy's gmail account . see below . so it was re-sent a couple of days later.]

GREETINGS OF THE DAY TO YOU MR THOMAS DAVID HOPE THIS FIND YOU WELL I AM BARRISTR MYKWILE AMZIZADIQUE OF UNION CHAMBERS HERE IN LAGOS NIGERIA WE ARE RETAINED BY OUR HONORABLE AND TRUSTWOTHY CLIENT MR NIGLRYANSCHAMA IN THIS MATTER OF SOME DELICACY MISTER NIGEL IS THE VICTIMG OF A MOST UNHAPPY CIRCUMSTANC HE IS A CASE OF MISTKEN IDENTITY HE HAPPENS TO LOOK IDENTICAL TO JONNIE DOGBREATH CALLAGHAN A FORMER ASOCAITE OF THE CHICAGO MOB WHO OWES THEM BIG DOLLAR SO MUCH DOLLAR THEY TAKE OUT A CONTRACT ON MISTER CALLAGHANS LIFE ONLY PROBLEM IS MISTER NIGEL HAPPENED TO BE SITTING NEXT TO MISTER CALLAGHAN ON A AIRPLANE FROM CHICAGO TO SEATTLE AND BECAUSE OF THEIR FACIAL LIKENESS THE MOB TOOK OUT CONTRACT ON MISTER NIGEL BY MISTAKE I ASSURE YOU MISTER NIGEL WILL BE KILLED IN A FEW DAYS UNLESS WE PAY OFF THE KILLER HIRED BY THE MOB HE WILL BE SHOT BY HIGH VELOCITY HUNTING RIFLE OR MAYBE PUSHED UNDER A TRUCK OR MAYBE CLUBBED TO DEATH BY LAVA LAMP THE PRECISE METHOD OF HIS DEMISE IS NOT IMPROTANT DO NOT WORRY AOUT THAT BUT BE ASSURED MISTER NIGEL WILL BE DEAD IN DEAYS UNLESS WE PAY OF THE ASSASSIN I HAVE BEEN INNSTRUCTED TO SECURE PAYMENT TO THE KILLER OF $5190 9FIVE THOUSAND AND NINETY USDOLLARS( SO AS MISTER NIGELS FINANCE COMPANY PLEASE FORWARD THIS SUM TO ME IMMEDIATELY BY WESTERN UNION TO MY SECRETRY

AMOUNT $5,190 USD
RECIPIENTS NAME TERENCE TUNDE
RECIPIENTS COUNTRY NIGERIA
RECIPIENTS CITY LAGOS
QUESTION WHAT IS YOUR FAVOURITE COLOUR
ANSWER RED

PLEASE ACT WIHT EXTREME HASTE THIS IS A MATTER OF LIFE AND DEATH FOR MY CLIENT.

YOURS IN FAITHFULNESS AND TRUST
BARRISTER MYKWILE AMZIZADIQUE

Thomas David aka Tummy Divot

May 22nd, Tummy Divot to NRS, NOW VIA ROCKETMAIL AGAIN !

Dear Friend,

Please I have been waiting to hear from you if you have contact my lawyer regarding the loans documents. I advise you to contact me through this mailbox because my gmail email is not login so i decided to contact you by this other email address of mine for further dealings. Therefore, every further communication have to continue with this very email address. waiting to hear from you urgently!

Mr. Thomas David
GMD

So That's a good reason why he wouldn't like Google . they don't seem to like people using their gmail system to scam people !

Thomas David, aka Tummy Divot

May 22nd, to NRS

Dear Friend,
Thanks for the prompt response. I will be waiting to hear from your lawyer like you stated because it is my wish to deal with legal pratictioner because with them there will be no problem ahead, so i will be very glad to hear from your lawyer! Regarding your statement that you havent hear from my lawyer I guess he has not access his mailbox to read your message because he is busy man attending to many foreign clients for same purpose like yours, but I will call him now to response back to you with immediate effect and please if truly you wish to have the loan i godly advise you to try and act fast regarding the documentation so that I can complete my obligation with you amicably. Thanks for your understanding!

Mr. Thomas David
GMD

Bill Michael

May 22nd

Attention.

Sir Nigel Ryan-Schama, BELOW:

Good day how are you today hope fine, am sorry for my late reply to your mail all through today I have been busy going from one ministry to another trying to get documents for clients from the appropriate ministry and High Court of Justice. I wish to inform you that I am busy man so if you want my service I advise you send the requested amount so that I can get the necessary documents and submit to Blessed Loan Company to enable them release the money to your possession, I.m specific in whatever I am doing so therefore be very attentive and courageous towards our connections.

Regarding your question of who is Agbasiere Onyeka Celestine, I advise you reverse my most recent message for proper understanding and observation. I told you that Celestine Onyeka Agbasiere is my personal assistance or you can call him my errand officer because he is in position to get every foreign payment made by the clients.

I will not entertain any further delay or exchanges of words, you may do well to send the listed amount today otherwise I will rethink and hands up concerning your commutation because I believe everything have time and seasons so if you want my chamber services then use the initially information.s to send the requested amount with non delay or excuses because I am very plain and simple by nature and I wouldn.t want you to take me for granted. I can never waste my time with an unserious client since there are many clients that are valid for my legal help.

YOU HAVE TO TRANSFER THIS MONEY TODAY THROUGH WESTERN UNION MONEY TRANSFER OR MONEY GRAM WITH NAME OF MY PERSONAL ASSISTANT AS STATED BELOW: CELESTINE ONYEKA AGBASIERE.
EXPECTED AMOUNT ............ $2,620
RECEIVERS NAME............. CELESTINE ONYEKA AGBASIERE
RECEIVERS COUNTRY ...................BENIN REPUBLIC
RECEIVERS CITY...........................COTONOU
TEXT QUESTION...........................HONEST TEXT ANSWER................................TRUST

NOTE :( WE RECEIVE PAYMENT BEFORE RENDERING SERVICES) MY PRIORITY IS TO RENDER THE BEST SERVICES TO MY CLIENTS.

Yours sincerely in service,
Barr. Bill Michael (ESQ)
Office tel :( +229-682-874-14)

Nigel Ryan-Schama

May 24th

Bill, Bill, Bill.

I'll be honest with ya. I don't particularly want your services. I want a loan from Tummy Divot. That's all I really want. He says I have to use your services. But I don't know why. It seems like all you're doing is filling out some form to send back to Tummy. I'd be happy to have a go at that form myself. I've filled out quite a few benefit

application forms in my time, believe me. If I have to use a lawyer, I'd rather use one who is more polite to his clients, speaks better English, and doesn't waste his precious time running from one ministry to another, AT THE SAME TIME as employing an "ERRAND OFFICER" for fucks sake !!! Why the hell isn't Celestine Onanist Agboozer doing the running to the ministry ?

So, do you know a barrister who is more co-operative ? Or do you want to get a better attitude ?

Kindest regards
Nigel Ryan-Schama

And we never heard from that idiot again !

Nigel Ryan-Schama

May 24th

Tommy, good to hear from you again. I have made contact with your lawyer but he seems to be a serious asshole. Why do you use him ? Is he cheap ? I have not sent him any fees yet. I told him what I told you, that I was ready to pay the fee, but that I also want to consider the option of putting up some property as colateral, and I was waiting to hear from you about that. He didn't seem to like that, and went off on a rant about being a busy man and some other crap. I strongly suggest you get yourself a different lawyer, 'cos I don't think I can work with this doofus unless he bucks his ideas up. Please can you update me on the colateral property option so that I can decide ? Also you should have heard from my lawyer by now. Please can you confirm that you have started negotiations with him.

Kindest regards
Nigel Ryan-Schama

Thomas David aka Tummy Divot

May 25th

Dear Friend, First of all, I will not allow you insult my personal lawyer; I have been working with him for many years with no bad record so I don't see the reason why you address words to him aggressively. Anyway, I apologize on his behalf if he has offended you with his symbols. I told you initially to forget about collateral because the loans receiving documents will stands as witness between us so collecting collateral does not make any difference. Please I want you to know that this deal is not doing or die affairs but I think you are very mature handling such transaction with confidential. However, I do receive your barrister letter with amazement because I wondered how you are dealt with lawyer resided in Lagos-Nigeria.

Above all, your said lawyer letters give the impression that you are kidding me totally simply because the lawyer is demanding me to send him money to Nigeria which I can never do such because I cannot give out a dime until the vital and witness documents is been obtained at the High Court of Justice Benin Republic. Please do not waste my time and yours because we are mature enough to play games like I earlier told you that I cannot waste my time forging things that does not exist. I beg you for God sake if truly you want my relationship/ transaction kindly see to the documents fee so that we can conclude my obligation with you amicably!

I heard your godly advice I will look for another lawyer to get the loans receiving documents on your behalf! Therefore, you may do well to send the required amount to me directly so that I will source another lawyer for the services since you disqualified Barr. Bill Michael, although I see no wrong done to you, he only trying to inform you how serious and busy he always engaged himself so that shouldn.t offended you to the extent of condemning an innocent man. Please go through the message your so-called lawyer sent to my mailbox to see that it is not appreciative letter at all.

BELOW HERE IS YOUR LAWYER STATEMENT/ UTTERANCES READ AND GET BACK WITH YOUR TRUTHFULLY RESPONSE AND PLEASE BE SPECIFIC BY LETTING YOUR YES BE YES AND NO BE NO!

He forwarded Barrister Mykwile Amzizadique's message of May 21st

Waiting for your immediate and positive response! I advise you give me a call +22967608670 or you send me your direct phone number i will be glad to talk with you for oral discussion!

Thanks
Mr. Thomas David
GDM

Nigel Ryan-Schama

May 25th, to Tummy Divot

Thanks Tummy. Tummy, I'm still struggling to understand what you say !!! Don't worry, I'm not offended, I know you don't mean any offence. But I simply DON'T UNDERSTAND YOU !!! For example, you said "...if he has offended you with his symbols". What does that mean ? He has not shown me any symbols ! He has offended me with his aggressive and rude tone of voice, and ridiculous choice of words, nothing more. You wonder how I am dealing with a lawyer residing in Lagos, Nigeria ? It's very simple. Business is truly international these days. Let's face it, I live in Seattle, USA, and I'm trying to borrow a million bucks from you in Benin, so why shouldn't I have a lawyer in Nigeria ? I have known Barrister Mykwile Amzizadique for some time now and he is helping me on several cases. Thank you for forwarding me his message to you. I admit, his English is even worse than your's, but what he says is pretty much an accurate summary of my position. So please co-operate with him fully. If you're looking for a new lawyer after ditching that idiot Barrister Bill Michael, maybe you should consider hiring Barrister Mykwile yourself ? I would certainly recommend him to you.

And finally, what does this mean ? "Let your yes be yes and no be no" ???? My yes is ALWAYS yes, don't you ever dare forget it ! And 80% of the time my no is ALWAYS no. How about you ? Is your yes a yes or no ? What does any of this even MEAN ?!?!?! I beg you to explain yourself for the love of Allah !!!

If you want me to pay the money, please tell me how to pay. Please also sort out with my barrister the emergency advance of $4,190 which you can do while we are sorting out the formalities for the main loan. Don't forget, act with urgent haste on this one as it is a matter of life and death !!!!!!! ALSO, please explain why I can't use the property colateral option. And explain properly, because I have a sweet property all ready to go.

Kindest regards
Nigel Ryan-Schama

Mykwile Amzizadiue

May 28th, to Tummy Divot

Just for fun, this was sent three times in the space of a couple of minutes. Also sent it a couple of times the next day.

ATTENTION MESTER TUMMY DIVOT. PLEASE TO INFORM ME HAVE YOU HERD FROM MISTERNIGEL !!!??? I HAVE NOT HERD FROM HIM FOR MNAY DAYS NOW AND AM WORRIED FOR HI S HEALTH. MAYBE THE ASSSASIN HAS CAGHT UP WITH HIM ALREADY. ONLY BY PAYING THE USD 5 THOUSNAD AND 1 HUNDRED AND 90 DOLLARS US IMMEDIATLY CAN WE BE SURE OF SAVING MISTERNIGELS LIFE. PLEASE PAY TODAY MY ASSISTANT BY WESTER UNION MONEY TRANSFER WITHOUT FAIL AND PLEASE SEND ME THE MTCN NUMBER IMMEDIAETLEY.

AMOUNT $5,190 USD
RECIPIENTS NAME TERENCE TUNDE
RECIPIENTS COUNTRY NIGERIA
RECIPIENTS CITY LAGOS
QUESTION WHAT IS YOUR FAVOURITE COLOUR
ANSWER RED

PLEASE ACT WIHT EXTREME HASTE THIS IS A MATTER OF LIFE AND DEATH FOR MY CLIENT.

YOURS IN FAITHFULNESS AND TRUST
BARRISTER MYKWILE AMZIZADIQUE

Thomas David aka Tummy Divot

May 31st, to NRS

Hello Friend

Please If You Really Want Me To Pay The Advance Fees You Have To Obtain The Agrement Documents That All You Have To Do And Your Money Will Get To You (ASAP) And Please If You Know You Are Not Serious Bouth This Business Let Me Know Cos This A Thing We Can Just Complete Under An Hour And You Are Making A Whole Year All You Have To Do Is Just Pay THe Document Fees That All Cause THe Document Is The First And Foremost Thing To show That there is an agreement between the both of us cos i don't want a situation where i release the money and you be no where to be found.please please please act fast cos it you yourself that can save your life not me.

Thanks And GOD Bless
Mr.Thomas David
GMD

Thomas David aka Tummy Divot

A new money order picker-upper is named.

May 31st, to NRS

Thanks for your sincerity and cooperation. I wish to inform that I will waiting for the payment information so that we can move ahead. MEANWHILE, BELOW HERE IS THE COMPLETE INFORMATION TO SEND THE MONEY IMMEDIATELY!.

AMOUNT: .....$2,620 USD
NAMES: ..... ROLLAND MAURICE TAIWO
CITY: ..... COTONOU
COUNTRY: ..... BENIN REPUBLIC
QUESTION: .....OCCUPATION
ANSWER: ...................LENDER

I AWAIT YOUR REPLY SOONEST

ONCE YOU SEND THE MONEY DONT HESITATE TO FORWARD ME THE PAYMENT VITAL DETAILS SUCH AS: MTCN, SENDER,S NAME ETC.

MR. THOMAS DAVID GDM

Thomas David aka Tummy Divot

June 2nd to NRS

Hello Friend

Please Let Me If You Are Really Interested In this Loan Offer Cause Am Getting Tired And Sick Of You Already the way you are prolonging this matter of loan offer and documents fees i have other clients to attend to please Mr.Nigel Ryan-Schama if you really want this loan and still want to stay alive youi just pay the documents that all you will definitely get your loans and please am letting you know now that am not paying any money to your lawyer and am not hiring him till we finish this deal please if you are not paying the let me so i can terminate all necessary arrangements and attend to other clients my lawyer even told me to leave you alone that you are a conny man i told you are very interested in tyhe loan but you dnt want to pay tghe documents fees.Please if you are not replying me with the payments details please just forget bout all and dnt mail me again

but remember you have your life at risk not mine.The first mail was a mistake

Thanks
Mr.Thomas David
GMD

Nigel Ryan-Schama

June 3rd, to Tummy Divot

What the hell is a "conny man" ??? Is this another of your idiotic translation errors ??? Seriously man, how can you expect to succeed in business if you continue to spout this nonsense ?

Now, I asked you about your faith. Tell me about it immediately, or I will be forced to conclude that you were lying when you referred to God. And seriously my friend, I don't want to deal with someone who is dishonest.

Have you come to an agreement with my lawyer yet ? Please tell me you have. Please also forward to him AND ME the payment details and the AMOUNT to pay, which you keep ignoring, despite my repeated requests.

But, I am also interested in the colateral option. Please tell me how that works.

Kindest regards
Nigel Ryan-Schama

Thomas David aka Tummy Divot

June 4th, Tummy Divot to NRS

Hello Friend

Am A Very Devoted Christian Really Trust In God And Believe With All Things Work Unto Good.But Friend The Money you are requesting me to pay your lawyer is not that i can't pay your lawyer but you need to purchase the agreement documents in which you have to sign i will also sign my lawyer and your lawyer will also sign.so both parties can know that we now have an agreement document because of future reference.Mr.Ryan Nigel Schama You Just Pay The Money And All Other things will be solved.The documents fees is very crucial please dnt hesitate to purchase this you are procastinating this business matter.Please be sincere with me if you are paying the fees or not cause time is not on our side again we have been dragging this for over a month now.please have it at the back of your mind that am not releasing the funds untill the documents are purchased.then i can settle with your lawyer. this is the details inwhich you pay the fees to.My personal assistant Mr.Rolland Maurice Taiwo.

AMOUNT: .....$2,620 USD
NAMES: ..... ROLLAND MAURICE TAIWO
CITY: ..... COTONOU
COUNTRY: ..... BENIN REPUBLIC
QUESTION: .....OCCUPATION
ANSWER: ...................LENDER

I AWAIT YOUR REPLY SOONEST

ONCE YOU SEND THE MONEY DONT HESITATE TO FORWARD ME THE PAYMENT VITAL DETAILS SUCH AS: MTCN, SENDER,S NAME ETC.

MR. THOMAS DAVID
GDM

Nigel Ryan-Schama

June 5th, to Tummy Divot

Tummy, you're not answering my questions.

1) What is a conny man ?

2) Please tell me about your faith. Tell me PROPERLY.

3) Please forward the payment details to me AND to my lawyer, you have his e-mail address.

4) Please forward the loan terms and conditions, plus re-payment schedule, details of loan indemnity insurance, bankers fiduciary guarantee, your company's primary and secondary colateral authorisation certificates, and all related documents, to my lawyer immediately.

5) What's happened to the colateral option ? Please tell me how that works.

You don't need to ask me who the payer is. When I pay the fee, the payer will be me.

Make sure you answer all these questions in your next message.

Kindest regards
Nigel Ryan-Schama

Thomas David aka Tummy Divot

June 6th, Tummy Divot to NRS

Hello Friend

Mr nigel Ryan please let me know if you are just joking bout this business or you are really interested in the loan offer please what does all those questions got to do with this business please i dnt think i cant continue with you anymore you are just prolonging matters.please let we have been dragging this for than two months now what we can round up within a week .the collateral option we talk bout that one when there is an agreement between both of us that am will be giving out my money to you and that you are will be willing to pay the money at due time.please that agreement documents is very crucial and that should be the first thing to purchase first before all other things will follow. the our witness will sign that my lawyer and yours.please have explain this about 5 times to you i cant give advance when there is no agreement between us and please if you know you are no more interested let me know ASAP cos i gave forwarded the payment details to you times with out number why are you asking me for that again am getting tired cos you are not the only one am dealing with.i have other clients to after today you don't send the money please dnt write me and let call it quit and i want you to know that the agreement documents contain re-payment schedule, details of loan indemnity insurance, bankers fiduciary guarantee,primary and secondary colateral authorisation certificates, and related documents and collateral options am ready to serve you but you making it difficult Mr Nigey Ryan Schama. all you need do is the to pay the agreement document fees that all.trust me you will get your money without difficult

Thanks
Mr.Thomas David at your service
GMD

Nigel Ryan-Schama

June 7th, to Tummy Divot

Tummy, you're STILL not answering my questions.

Here they are again. Please don't ask why I'm asking these questions. Is it not obvious ? We need to establish a good working relationship based on mutual trust. If you keep ignoring my questions, I can't trust you. It's that simple. I really need this loan and quick so please stop delaying, answer the questions, and we can get moving on all the other stuff.

Also, I asked you to send some answers to my lawyer, he tells me he's heard nothing from you for days. Please send the answers to these questions, to BOTH ME AND MY LAWYER, plus all the supporting documents.

1) What is a conny man ?

2) Please tell me about your faith. Tell me PROPERLY.

3) Please forward the payment details to me AND to my lawyer, you have his e-mail address.

5) What's happened to the colateral option ? Please tell me how that works.

Make sure you answer all these questions in your next message.

Kindest regards
Nigel Ryan-Schama

Thomas David aka Tummy Divot

Tummy professes his faith and clean living.

June 8th, Tummy Divot to NRS

Hello Friend
Thanks for your message i meant coony is you are trying to be smart because you and your lawyer were telling to send some advance when you have not obtained the agreement documents. i also thought you men are playing with me. you also asked about my faith.am a christian i do go church,i don't smoke;don't drink i obey the commandments of God almighty am a very faithful christian i dont believe in any other God except jesus christ the saviour. because it is written in the bible that whatever man bind on earth shall be bound in heaven. so am the kind of person you can alwys rely on and trusted. And as for the collateral What don't know what you want to drop for the collateral.you let me know what you want to drop for that and we will solve it out.i will forward you the terms and condition separately and the payment details too.

Thanks And God Bless
Mr.Thomas David
GMD.

Thomas David aka Tummy Divot

June 8th, Tummy Divot to NRS

Thanks for your sincerity and co-operation. I wish to inform that my personal assistance will be the one to receive the payment details so that we can move ahead. MEANWHILE, BELOW HERE IS THE COMPLETE INFORMATION TO SEND THE MONEY IMMEDIATELY!.

AMOUNT: .....$2,620 USD
NAMES: ..... ROLLAND MAURICE TAIWO
CITY: ..... COTONOU
COUNTRY: ..... BENIN REPUBLIC
QUESTION: .....OCCUPATION
ANSWER: ...................LENDER

I AWAIT YOUR REPLY SOONEST

ONCE YOU SEND THE MONEY DONT HESITATE TO FORWARD MY PERSONAL ASSISTANCE THE PAYMENT VITAL DETAILS SUCH AS: MTCN, SENDER,S NAME ETC.

MR. THOMAS DAVID
GDM

Nigel Ryan-Schama

June 8th, to Tummy Divot

Now we're getting somewhere. What type of Christian are you ? Catholic ? Baptist ? Lutheran ? Methodist ? Something else ? Which church do you attend ? Does religion play a big part in your business life ?

What is a "coony" ? I have no idea what you are talking about.

What do you mean when you say "What don't know what you want to drop for the collateral" ??? Again, I have no idea what you are talking about. For the sake of merciful Allah, is there no-one in your office who speaks half decent English ?

Send the terms and conditions and all the other stuff I asked for IMMEDIATELY to ME AND MY LAWYER.

Time is of the essence here Tummy, LESS BONING, MORE LOANING, know what I mean ?

Get with it brother, I sense the Chicago mob breathing down my neck.

I'm on line for a few hours now if you want to chat. Is there a phone number I can get you on ?

Kindest regards
Nigel Ryan-Schama

Nigel Ryan-Schama

June 8th, to Tummy Divot

Tummy, I'm so sorry, I've just seen that you sent several messages, and I only read the first one. I do apologise, I was in a hurry. Thanks for the Terms and Conditions. I have read them and understand them, and am happy with them.

You still need to answer ALL the other questions please. And did you send the Ts&Cs to my lawyer ?

Please tell me, is the Blessed Loans Company a co-operative ? If so, that really helps me, I am a great believer in the co-operative philosophy.

Please get back to me immediately with the other answers.

Kindest regards
Nigel Ryan-Schama

Thomas David aka Tummy Divot

June 9th, Tummy Divot to NRS

Hello Friend
This the fo rthe collateral and non-collateral process please choose which way you want and don't hesitate to send the agreement documents fees please.

Non Collaterals Process: This process required deposited of payment. For the loan of $1,000.000 you are entitled to send a payment of $3,500 so that if you are unable to pay back the loan,your collaral will be claim and you will be placed on the media house by the bank as most wanted person which will destroy your family names plus yours. If you pay back the loan,your payment will be returned back to you. One thing about this alternative option is that it is a Non-collateral/security obtained from banks here which is popularly known as bank securities. When you obtain this non-collateral/security, it actually yield value which will eventually be equivalent to the loan you are obtaining during the stipulated duration of the loan. When you are unable to pay back the issuing Bank take the non-collateral which has yielded value as substitute for the loan.

2. Transfer Of Your Loan:

Bank to Bank Transfer : The transfer of the loan must be a bank to bank transfer,Western union/Money gram money transfer,or courier services except otherwise stated by the borrower which means, you will have to provide the means which you want your loan transfer to you.

3. Loan agreement document:The Loan agreement document need to be signed to trust some guarantee of you to me that i can trust you. Remember that is a large some of amount which is needed by you.

4. Loan refund:The loan must be refunded back to the lender at the end of the tenure the loan seeker is seeking the loan for without any delay.for this reason, for this reason,we are giving a maximum duration of five years to the loan seeker so that he /she will be able to repay the loan within that period.

And note that you will have to send me a copy of your identity card so that i may know who i am dealing with.

i am a catholic by faith i do receive holy communion every week don't be worried your money will get to you all you need to do is to follow the procedures.Mr. Ryan Schama please everything now is left tyo you so your decisoin on time will save you and i.YES AS YOU ASKED IF MY COMPANY IS A CO-OPERATIVE GROUP.WE A CO-OPERATIVE GROUP.i will forward the terms and conditions to your lawyer

Thanks And God Bless
Mr.Thomas David
GMD

Nigel Ryan-Schama

June 11th, to Tummy Divot

Once again I have absolutely no idea what you are talking about. This is really very simple. I need to borrow $1Million from you very quickly. VERY QUICKLY. I am willing to pay fees OR put up colateral. You STILL have not explained how I can do that. I can't work with you if you are a Catholic. The solution is simple - either give up the Catholic faith, or put one of your non-Catholic colleagues on to my case. You use very strange language for a banker - I have never met an international financier who curses like you do. Please stop cursing you dipshit, and either renounce Catholicism or get a non-Catholic colleague on to my case. Then maybe we can get somewhere at long last.

Kindest regards
Nigel Ryan-Schama

Nigel Ryan-Schama

June 12th, to Tummy Divot

And once again, I have NO IDEA what you are talking about. Did you not read my last message to you ? I said I needed to borrow a million bucks from you. I still do. I need to borrow it REAL FAST. And I also said I can't do business with you if you are a Catholic. There are two very very simple solutions to this. EITHER a) you give up the Catholic faith OR b) you get a non-Catholic colleague to take over my case. If you choose (b), PLEASE make sure you select someone who speaks better English than you do. So, simple, just decide which choice you are going to make, and let me know. But do it FAST because the mob are on my tail. Then we can get on with business. I have money ready for the fees, and also colateral property.

Kindest regards
Nigel Ryan-Schama

Thomas David aka Tummy Divot

June 13th, Tummy Divot to NRS

Hello Friend

I have read your message and i understand you very well i dnt have any colleague i can introduce to you cause am the managing director of the company and you want me to give up my catholic faith if i really want to transact business with you.that okay by me i will just because of you and the mutual relationship and communication that is between but remember that is not that easy to forfeit one's faith that all about the faith let move to business level i have accept to forfeit my faith just to work with you Mr. Ryan Nigel So please act fast whatever you will do to get this loan.pay the documents either today or tommorow.

Thanks
Mr.Thomas David
GMD

Nigel Ryan-Schama

June 13th, to Tummy Divot

Thanks, I appreciate it. But I still don't really understand what you are saying. To make it really clear, and to convince me that you have actually given up the Catholic faith, please send me a photograph of yourself showing your face clearly, and holding a sign with these words clearly visible

"I, THOMAS DAVID, RENOUNCE THE CATHOLIC FAITH"

I know this might sound like a strange request, but I need it to establish full mutual trust and understanding in our successful business relationship. I'll send you a photo of me too if you like.

The fee is ready to be payed, and the colateral property is also ready to be lodged. Please act fast Mr Tummy, and please make sure you also send the photo to my lawyer.

Kindest regards
Nigel Ryan-Schama

Thomas David aka Tummy Divot

June 14th, Tummy Divot to NRS

Hello Friend

What You are requesting for is cant be done cause what do you want the people in the public place where am taking the pictures say about me. For God sake Mr.Ryan Nigel Schama i cant disappoint you but if you are having double mind about my faith that is left to you i have even because of you started going to pentecostal church since yesterday and my please i dont want this faith of a thing to delay us further.here in i attached my picture and that of my wife too.what do you want me to tell my family and children especially my wife just because of you am doing what God does not want and you are stilling telling me to go further.please let me know if you are in for business or faith so we can quit and the business and let faith end it all. please nad please for God sake i have trusted you and am giving you the respect that yopu deserve because that how i treat other clients too.please dont let me loose trust in you and the respect i have for you.You are the one delaying the business not me anymore. like you said you have the agreement fees at hand so please go ahead and pay the money so we can round this up at once instead of wasting time talking about things we should see face to face and talk about almighty God Knows i have nothing against you

Thanks And God Bless
Mr.Thomas David
GMD

And he sends four photos of some black guy probably in his 40s or 50s, in one of which he is arm in arm with a white woman. These look like they might be taken from someone's modelling portfolio - the guy is in stock modelling poses - checking his watch, talking on his cellphone, etc etc.

Nigel Ryan-Schama

June 14th, to Tummy Divot

I didn't say anything about a public place. Take the photo in a private place if you like. Take it in your own office, or in your bedroom, or anywhere. I don't care where. It can be as public or private as you like. Please don't bore me with nonsensical reasons as to why you can't do it, and just take the photo and send it to me. Thanks for the photos you have sent, but you have obviously sent me the wrong pictures as I know they are not pictures of you. The first one says "*** Hawaii ***" all over it, and I know you're not in Hawaii. Hell, I'm probably closer to Hawaii than you are. Is that guy one of your clients ? Looks like one smart dude, with a lovely wife. But it's not you. Don't worry, I know it's an easy mistake for a busy man like you to make. So just write out the words I said "I, THOMAS DAVID, RENOUNCE THE CATHOLIC FAITH", you can write it on a piece of office paper if you like, even a post it note, hold it up to the camera, and shoot. Make sure both your face and the note are clearly visible. Then send the picture to me.

This is really important to me, please do it today so that we can establish full mutual trust. ALSO, please be sure to send the photo to my lawyer as well. He says you are not co-operating with him. I don't know exactly what he means by that but please do co-operate with him.

Kindest regards
Nigel Ryan-Schama

Thomas David aka Tummy Divot

Tummy takes the oath

June 15th, to NRS

Hello Friend
Once Again please if you know you don't want this loan business please let's call it quit cause i see no reason you should not believe some one you have been transacting businees for the past two months and am getting tired of your strange demand you are no giving me assurance that you are genuine.I SAID FROM THE BOTTOM OF MY HEART. THAT I THOMAS DAVID SOUKARAIJI I SWEAR I HAVE RENOUNCE THE CATHOLIC FAITH GOD IS MY WITNESS THOUGH I KNOW IT IS A SIN AGAINST GOD ALMIGHTY GOD FOR GIVE.IF I DECEIVE YOU MY NIGEL RYAN SCAHMA LET GOD PUNISH ME AND MY ENTIRE GENERATION I MEAN THE ENTIRE GENERATION OF THOMAS DAVID SOUKARAJI AND HIS FAMILY IN JESUS NAME.i think this words should be enough to convince you Mr Nigel Ryan Schama

Thanks
Mr.Thomas David On Behalf Of Mr.Nigel Ryan Schama
GMD Blessed Company

Thomas David aka Tummy Divot

June 15th, Tummy Divot to NRS

Hello Friend

Please You are still going to demand for something else and if you not you cant believe me please let quit this business cause am getting tired.you are just prolonging matters.please for God sake i can satisfy you whatever you need but i cant do crasy things the pictures i sent to you was one of my clients pictures.how do you expect me to take that kind of pix in my office is my office a photo lab.Mr Nigel Ryan Schama For God's Sake you are matured man why acting like little children.that picture cant be taken in my office neither can i go to photo lab to take it.cause am doing your demand in absence of my family even if my family are going to church i wont go with them all in the name of business.Mr nigel please consider me perhaps you are the person in need of the loan not me.

Thanks
Mr.Thomas David
GMD

This time he sends a photo of someone who looks a bit like Danny Glover, but is clearly not him

Nigel Ryan-Schama

June 15th, to Tummy Divot

And once again, I have ABSOLUTELY NO IDEA WHAT YOU ARE TALKING ABOUT!!! I didn't say you had to take the photo in your office - I said you COULD take it in your office ! Don't you understand the difference you numbskull ???? Take the photo wherever you like - in your office, in your kitchen, in your car, in your bed, at a party, on the beach, in a bar, while you're sitting on the crapper, I DON'T CARE WHERE YOU TAKE IT !!!! I don't understand WHY you can't take it in your office - surely as Managing Director of the Blessed Loan Company, you must have your own office where you can get some privacy for a couple of minutes and take a photo of yourself with the sign, using your mobile phone camera. But if you really can't use your office, THAT'S FINE, DO IT SOMEWHERE ELSE !!! I DON'T CARE WHERE YOU TAKE IT !!!!!!!!

Please understand, this is very important to me to establish mutual trust in our successful business relationship. The fact that you seem to be incapable of following such simple instructions makes me very worried about doing business with you. I really need this loan fast, and both the fee and colateral property are ready to go as soon as I get your photo. So stop the ridiculous excuses and get the photo to me TODAY. ALSO, why have you stopped co-operating with my lawyer ?

Kindest regards
Nigel Ryan-Schama

Thomas David aka Tummy Divot

June 18th, Tummy Divot to NRS

Hello Friend
Please and Sorry to be sincere with you i cant renounce my catholic faith cause of my family.For God's sake am a family man and i dont think i can renounce my faith cause we all in my family we are all catholic and i don't want anything that will cause problem in my family cos i love my family very much.So Mr.Nigel Ryan Schama please if you can't do business with me cause of my faith you can kindly find some one else and let quit but am really disappointed in you cause you after all the resources you made waste and all the necessary documents printed in your name and arrangements.Note i cannot coperate with your lawyer cause you and i have not had any agreement on the loan offer it is until we had an agreement that i will be able to coperate because the agreement documents will be forwarded to you and your lawyer from then i and your lawyer can begin to bargain pls also note that i will not be abale to reply to your messages until friday or saturday cause i wll be going to ghana for an important issue but you can send me mails as many as possible.if you can not work with me cause of my faith please am saying this for the second time you can find someone else.all i know is that i cant ruin my family and offend God almighty.cause i have a very blessed and lovely family.God almighty knows i have nothing against.and you shuld know that this faith of athing should not just let us forfeit this business but if you wish to you are free afteall it a free world .

Thanks And God Bless
Mr.Thomas David
GMD

Nigel Ryan-Schama

June 19th, to Tummy Divot

Tummy, I simply can't believe what an imbecile you are. I mean a true, first class, top of the range IMBECILE !!! I've never told you to renounce the Catholic faith. I've given you a CHOICE, you idiot !!! EITHER renounce the Catholic faith, OR appoint some colleague of yours to handle this business. Why is that choice so hard to understand ? Don't you have a brain, you fucking moron ? If you don't want to renounce the Catholic faith, FINE, don't renounce it ! Just get some colleague to take over the business. After all, as Managing Director of the Blessed Loans Company, you must have lots of staff that you could appoint to my case. What about Rolland Maurice Taiwo ? Is she a Catholic ? If not, GET HER TO DO IT ! If she IS a Catholic, get someone else !!! Do I have to hold your hand on EVERYTHING ?? Oh wait a minute, you don't want to renounce the Catholic faith ? TOO LATE, you ALREADY DID !!! Do you really think the Pope is going to take you back now after you renounced Catholicism in those earlier messages to me ? What an UTTER MORON YOU ARE !!!

Now listen, let's get back to business. I need to borrow $1 million from you. This is very simple. I can't work with you as long as you are a Catholic. So renounce Catholicism OR appoint one of your non-Catholic staff to my case. Once you've done that, and given me proof of it, I'll get the fees and colateral property over to you. But hurry man. There have been a couple of black cars following me round for the last coupla days, with tinted windows and Illinois licence plates. I don't know who they are but I think they are the Chicago mob. Please hurry, start acting like a professional businessman for once in your life, and let's get this transaction moving, you fucking shitforbrains.

Kindest regards
Nigel Ryan-Schama

Thomas David aka Tummy Divot

June 19th, Tummy Divot to NRS

Hello Friend
Rolland Maurice Taiwo is my Personal asssitant but i think i will handle you over to her since she is no a catholic but i didnt want in the first place because i wanted to handle the case my self but since you insisted that you are not dealing with me in any way because of my faith and i realized how fast you need the loan i have to handle you over h to her so you can contact her on taiwomaurice@gmail.com why must you insult me? please let me know when you contact her because am not in benin right now.so i can put her through what to do and how fast she should be.and please call me on my number so we can discuss orally on phone +22967608670

Thanks
Mr.Thomas David
GMD

Nigel Ryan-Schama

June 20th

Thanks Tummy. I'm real glad to see you're taking a professional approach to this at long last.

Several points for you, please address ALL of them in your next message.

1) Is Rolland Maurice Taiwo a Catholic ?

2) Is Rolland Maurice Taiwo to be trusted ?

3) Is Rolland Maurice Taiwo aware of all the subtle nuances and details of this case ? Is she qualified and authorised to act on behalf of the Blessed Loan Company in all matters relating to my loan ?

4) Please don't take the insults personally. They are directed at you because you're such a douchebag, but it's just business, you understand ? IT'S JUST BUSINESS !!! Remember Tummy, LESS DANCING, MORE FINANCING !?!?!?! Know what I mean ? You know what I mean.

5) I'm STILL getting that angry woman shouting at me when I dial that number. Don't give me any shit about mis-dialling, I never misdial. Is she Rolland Maurice Taiwo ? If she is, I don't think we can work together.

6) Why won't you have access to e-mails in Ghana or wherever it is you're going ?

7) Are you co-operating with my lawyer ? Will Rolland Maurice Taiwo co-operate with my lawyer ?

Get back to me on all these points immediately please. The guys in the black car are still hanging around, I've seen them pointing at me.

Kindest regards
Nigel Ryan-Schama

Thomas David aka Tummy Divot

June 21st, to NRS

Hello Friend
RCCG means redeem christian church of God.i am currently in Ghana it is from ghana that am replying your mails . do contact her back cause she called me yesterday tell me that she has contacted you but you have not reply her back .and about the number you dialled some one just told me that you country can not call so i suggest you send me your number so i can call or you try it again putting my country code.the woman you heard her voice is not Rolland Taiwo Maurice is from the Network tellin the number can't be reachable.i think you should try the number cause am currently in Ghana not Benin.My P.A can be trusted so do coperate with her sice she is the person you want to work with.i will also make sure you are not disappointed since am the MD of my company.

Thanks And God Bless.
Mr.Thomas David
GMD

Thomas David aka Tummy Divot

June 21st, to Tummy Divot

Tummy, Tummy, Tummy. You are talking ABSOLUTE NONSENSE once again. Are you insane ? Or drunk ? Or what ?

1) Rolland Taiwo Maurice has not contacted me. She has also not contacted my lawyer. If she tells you she has, she is lying. This is really a VERY BAD start to my relationship with her. How can I trust her ? I have not contacted her yet, and following your mail, I need to get REALLY STRONG ASSURANCE from yourself that she is trustworthy and not an incompetent moron.

2) The number you gave me starts with 229. This is the international dialling code for Benin. The whole point of international dialling codes is that you can use them to DIAL INTERNATIONALLY !!! That means that someone in my country, the USA, can dial Benin directly. If you really think that someone in the USA can't dial Benin, then you are an idiot. If someone else has told you that, then they are an idiot, so why are you talking to them? And anyway, if it were true, as you say, that someone in my country could not dial Benin, how do you explain the fact that I CAN do it, and keep ending up talking to an angry Beninesian woman cursing at me in your Beninese language !?!?!?! PLEASE Tummy, start USING YOUR BRAIN !!!!!

3) If you're in Ghana, I obviously won't get you if I'm dialling a number in Benin. So YOU need to give ME a number where I can get hold of you in Ghana. I can't believe how dumb you are. PLEASE Tummy, get a grip on things !!! This level of idiocy can't be good for your business.

Also, please start co-operating with my lawyer immediately. The black cars are still following me around, and I am fearful for my life.

Kindest regards
Nigel Ryan-Schama

Thomas David aka Tummy Divot

June 22nd, to NRS

Hello Friend
Please don't be angry i also contacted her but she told may be she mistyped your email adress or something please don't be angry.i will make sure she contact you today and if you are dialling my number make sure you put +229 but i don't think you can call my country cause i have a client in USA but can't call out she was even the person that told me that USA can't call ou to Benin.and please have it at the back of your mind that my P.A is a very trustworthy person i can vouched for her anywhere anytime.please stay calm everything will be okay By God's grace.I have told you before that the cooperation will be needed when the agreement document is purchased and also will i include my lawyer cause they will witness to both parties.

Thanks
Mr.Thomas David
GMD

Rolland Maurice Taiwo

June 26th

Hello Mr.Nigel Ryan

Good Morning Sir
Good to hear from you sir ance again. sir in your last message you said i should send the documents to you and your lawyer.how can i send the documents when you have not paid the agreement fees.sorry sir for not replying to your message since on sunday but i want you to know that we do not attend to clients on sunday or neither do we open.but yesterday i was at the federal high court Republic Du Benin on behalf of the documents and in reference to the company.so i don't know where you want me to get the documents and send to you and your lawyer when you have not paid a kobo .but i received a call from Mr.Thomas David tell me not to delay you and that you told him that you have the fees at hand and collateral property. so why but sir am not the person delaying you.all you ahve to do is to pay the agreements documents that all Mr.Nigel and please mind you am not a catholic i attend RCCG that is redeem christian church of God.sorry the last message was a mistake i mistakenly pressed send when typing.please reply ASAP cause i can see you are online now have you heard from Mr thomas

Your's Sincerely Miss. Rolland Taiwo P.A

Nigel Ryan-Schama

June 26th, NRS to Miss Rolly

No, I haven't heard from Mr Thomas for several days. Is he ill or what ? You mentioned that I have not paid a kobo. What the hell is a kobo ? No one has asked me to pay a kobo !!!! How can you expect me to pay a kobo when I don't even know what a kobo is ????? I'm glad that you have at least confirmed you are not a Catholic. Please send me a photograph of yourself holding a sign saying "I, MISS ROLLAND MAURICE TAIWO, AM NOT A CATHOLIC." I know this may sound like a strange request but it is essential for me to establish full mutual trust in our successful business venture. When I asked Tummy Divot for a photo of himself he made up lots of stupid excuses why he couldn't send me one, and then started sending me photos of his clients !!!! Can you believe how dumb that guy is ??? Please don't make the same mistakes yourself young lady, and get the photo to me today !!! I am on line all morning now.

Kindest regards
Nigel Ryan-Schama

Rolland Maurice Taiwo

June 26th, Miss Rolly to NRS

Hello Mr.Nigel Ryan Schama

Thanks For your swift reply really appreciate that but i don't think you are the type of client we should be paying alot of attention to cause of your request just i contacted Mr.Thomas David and told him what you requested from me he was like that why he stopped wrttting you mails and you said you can't work with cause he is a catholic.he

advised me not to write you after this cause you are not the serious type.i myself don't see seriuosness in you will i be lieing for that am not a catholic HO Mr.Nigel Ryan i have no time for child's paly please and if you know you are not real or not for business please quit wrting me or you can write Mr.Thomas David so you can keep deceiving him.please this is a co-operative company and we have a lot people out waiting for our services.

Thanks And Your's Sincerely
Miss Rolland Taiwo
P.A

Nigel Ryan-Schama

June 26th, to Tummy Divot and Miss Rolly

Tummy, Rolly, Who am I supposed to be dealing with here ? Tummy or Rolly ? I am totally confused. Neither of your messages make any sense whatsover. But here's an answer to one of your questions - you asked "how am i sure that you will not run when the loan finally get to you ?" Isn't it obvious ???

1) I give you colateral up front, like you said, but you still haven't explained how we work the colateral option. That way, if I do run, you get to keep the colateral. SIMPLE !!!

2) We establish full mutual trust, like any normal people in normal business.

There are certain things, SIMPLE THINGS, that I have asked you to do to help me establish trust in you, which you seem incapable of doing. If you want to ask more questions of me to establish trust in me, FINE, GO AHEAD, I'll do my best to answer them.

Now, Rolly, if you want to get this business moving, send that photo to me immediately. I need to get this loan in place immediately. I can see people moving among the trees outside my house and I am getting very fearful for my life.

Please, no more stupid excuses, and get on with your business. LESS CHUNDING, MORE FUNDING !!! know what I mean ? Tummy, you probably don't know what I mean, but Rolly, please tell me you do.

Kindest regards
Nigel Ryan-Schama

Rolland Maurice Taiwo

June 26th

Hello Mr.Nigel Ryan Schama

Thanks for your swift reply as i am i am a very respectful and ambitious woman wish i could go home and and take some of my pics and send it to you but that is not possible for today and secondly i can't snap that picture you requested for cause i have told you before that am not a catholic and if you don't believe me or trust any staff of

the company you shouln't have applied for the loan in first place instead of all this your demand am really sorry i can't snap that.if you can't trust let go off the business cause i don't know when if you are interested in business or religion and please i did not say anything like i don't trust you or trying to blame you because the message you sent does not correlate with the one i sent to you.you also said this "I can see people moving among the trees outside my house and I am getting very fearful for my life" i dont think you are serious also don't understand you.Mr.Thomas David said you should not write him again. and i myself should not write you again.

Your's Sincerely
Miss Rolland
P.A

Rolland Maurice Taiwo

June 27th

Hello Mr.Nigel Ryan Schama

Thanks again for your swift reply am not saying that we at the Blessed Loan Company are not giving out loan to you but we are confused about the way you request something that is not possible how can you tell me to snap a picture saying i miss rolland taiwo not a catholic will i be lieing about my religion or if we at the company are all liers and not trustworthy will the company grow to it's worth now or will the company still be in existence now.Mr Nigel let business be strictly business and i very much concerned about what Mr.Thomas David told me that you said the reason you need the loans is because some people are trying to take your life and you need the loan to settle them so I will be ready and willing to do my best for you i promise you that.please let me know if you are really serious about the loan and you are willing to purchase the documents so i can send you the payments details.

Thanks
Miss Rolland Taiwo
P.A

Nigel Ryan-Schama

June 29th

Rolly, thanks for you mail, sorry for the delay in getting back to you. Things have been a little crazy round here the last couple of days. I am certain that the Chicago mob or the Seattle mob have sent hitmen to kill me. Hell they've TOLD me they've done that. And I keep seeing these scary guys in dark suits and sunglasses in the trees round my house. AT NIGHT !!! I had to go into hiding for a couple of days to avoid them but they seem to have left the area, so I can get back on e-mail. But I'm sure they'll be back soon, so I may not be able to reply to you quickly if I have to disappear again for a day or two. I really need this loan to pay them off.

OF COURSE I AM SERIOUS ABOUT THIS !!!!!!!!!!!!!!!!! Believe me there is nothing at all humorous about this situation. Reading your last message before this one, I kinda got the impresssion that you didn't want to lend me the million bucks. Now you seem to be saying you might. I am totally confused by what you are saying. Please, say clearly, will you lend me the million bucks or not ? I know there are forms to be filled in and fees to be paid, I accept that. But the way you and Tummy talk is so confusing. We also need to establish full mutual trust in our successful business relationship.

Hell, that's half the problem I'm having with these mobsters. I did trust them to begin with, but I never should have, they are untrustworthy, slimey meerkats, every one of them. AND I NEVER WOULD HAVE trusted them if I'd asked them to send me pictures of themselves before hand. But I never did that and I regret it deeply, profoundly, from the uttermost depths of my soul. And I resolved then that I would never go into business with people unless I was sure I could trust them. And here we are now, I've never met you or Tummy, never spoken to you, never looked you in the eye, and I just don't know if I can trust you.

To be honest, Tummy seems to be a complete imbecile - how he ever got to be Managing Director of the Blessed Loan Company I have no idea. But he does at least seem to be trustworthy. But I just DON'T KNOW. And I don't know about you either. You don't seem to be as numbingly stupid as Tummy, but I just don't know if you are trustworthy either. So, please, just send me the photo I asked for. It is SO EASY to do. Do you have a mobile phone ? Of course you do. Does your mobile phone have a camera on it ? Of course it does. So just take a photo of yourself this minute, holding the sign I asked for, and send it to me. Do not make up ridiculous reasons why you can't do it - if you tell me you can't do it, you are lying. And do not send me photos of your clients, it must be a photo of you. I accept this might be a strange request, but I will be very happy to send you a photo of me if you ask for one. Please, for the love of Allah, send me the photo TODAY, so we can at last get moving on this loan.

Kindest regards
Nigel Ryan-Schama

Rolland Maurice Taiwo

June 30th

Dear Nigel Ryan-Schama,

This loan we are talking about here is offical and does not need any photos of anybody if you have to get this loan you have to trust us and comply like you have read the loan agreement terms.

we are not forcing you to pay for this loan you are uptaning from us all we are saying is we can send any photo to anyone because of a loan we have never done it before and we are not going to do it.

You have put collateral we know about that but the documents needed is from the office of the government here in benin republic if not we can not release a million dollar to you the government have to give us this documents and also they have to sign on them without that we can't grant you the loan.

The fee of $2,600 you were required to pay is to obtain an agree documents at the federal high court of benin republic in reference of Blessed loan company and the will be two witness there that will also sign the agreements my lawyer and your lawyer your lawyer attention will be needed after we purchase this documents.

After this fee is paid there is no more upfront fee once the document is obtained and signed by the government it will be signed by we and our lawyer and also be sent for it to be signed by you and your lawyer then your loan of a million dollar can be released.

Your's Sincerely
Mrs. Taiwo Maurice

Nigel Ryan-Schama

June 30th, NRS to Miss Rolly

Miss Rolly, thanks for your mail. I agree that according to the laws of Benin and your company's standard procedures, you do not think you need to send any photos.

The point is, I WANT you to send me that photo !!!

Don't you understand ? I don't care about your official rules ! We'll deal with them all in good time.

But I WANT the photo, to see what kind of person I am dealing with.

I said in my last message, please do not make up silly reasons why you can't send me the photo. That's what that idiot Tummy Divot always used to do, and now you seem to be doing it too.

Here are some questions for you to answer. Please answer every single one of them immediately.

1) Do you have a cell phone, YES or NO ??? By the way, I already know the answer is YES.

2) Does that cell phone have a camera on it, YES or NO Miss Rolly ? YES or NO do you hear me ? By the way, again, I already know the answer is YES.

3) Do you know how to use the camera ? YES or NO ? Again, I already know the answer is YES.

4) Are you able to write out the words "I, ROLLAND MAURICE TAIWO, AM NOT A CATHOLIC" on a piece of paper ? Again, I already know the answer is YES. And if you can't, just print off this e-mail and cut the words out of the printed message.

5) Can you take a photo of yourself holding that piece of paper ? YES or NO ? ? ? Again, I already know the answer is YES, you CAN. You may not want to, but you can.

6) Can you send that photo to me by e-mail, YES or NO ??? Guess what ? Yes, that's right, once again, I already know the answer is YES. You may not want to, but you can.

So please, get the photo to me today. I really need this loan fast.

Kindest regards
Nigel Ryan-Schama

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